I have a credit card account with three users. The payments go to one account and its all messed up. why can't I just combine all three users

Hi there, Tsorlie65.

Just to make sure that we're on the same page, can you tell me more about the messed-up payments you've mention in your post?

What do you mean by combining all three users, are you referring to the credit card's sub accounts? With this, I can provide an accurate resolution to address your concern.

If you want to ensure that your books are balanced, you can refer to this resource to get more tips: Reconcile an account in QuickBooks Online.

We look forward to hearing back from you. Please keep in mind that we're always here to assist you with any questions or concerns you may have.