Let me provide some information about how bank transfers from QuickBooks Checking work.
A bank transfer usually reaches your deposit bank account within 3-5 business days of the transaction. You can use an instant transfer for a 1.5% fee if you're eligible. Funds transferred using instant transfers are typically available within 30 minutes.
The waiting period for processing your transactions can vary depending on multiple factors. These include the time of day you make the transactions, the financial institution you choose for your deposits, and the time it takes for your bank to verify and process electronic deposits.
If it's still undeposited, contact our Payments Support team. They have the tools to review your account and investigate why you're getting delays when receiving deposits.
Moreover, you can read this article to learn more about the frequently asked questions: QuickBooks Checking FAQ.
Meanwhile, consider visiting these helpful resources to learn more about payment processing: