QB simple start templates is not the same as youtube videos. it will not allow me to fully create a new form? diffrence btween qb desktop & online version?

simple start is just that , simple.  u-tube is often not updated when intuit changes things

a non partisan comparison of QBO vs QB desktop
http://onsale-apparel.com/Rustler/qbo-or-qbdt
(cost comparisons are at the end of the article)