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December 8, 2025
Question

SIMPLE IRA setup - Is it available on Quickbooks Online?

  • December 8, 2025
  • 2 replies
  • 16 views

I've seen a few posts that SIMPLE IRA is only available on Quickbooks Desktop.  Is that still true?  Or is it now available in QB Online?  Thank you.

2 replies

QuickBooks Team
December 9, 2025

Welcome to the Community, George. Yes, SIMPLE IRAs are supported retirement plans in both QuickBooks Online (QBO) and QuickBooks Desktop (QBDT).

 

To set them up, please follow the steps below:

 

  1. Go to My Apps, then select Payroll, and Employee.
  2. Select the employee profile.
  3. Once done, scroll down and click Start/Edit from the Deduction & contributions tab.
  4. Click + Add deduction/contributions.
  5. In the Deduction/Contribution dropdown, choose + Add deduction/contributions.
  6. Then, select Retirement plans,in the Deduction/contribution type dropdown.
  7. Choose the appropriate retirement plan in the Type dropdown.
  8. After that, add the necessary information.
  9. Once done, click Save and Done.

 

 

Once done, the contributions will be automatically applied during payroll runs and will show in your Payroll Summary reports and tax forms.

 

Additionally, you'll have the option to modify the amount of your contribution when processing payroll. For more details, please refer to this article: Set up or change a retirement plan.

 

You're always welcome to post in this forum if you have other concerns or questions.

 

ShyMae
QuickBooks Team
December 12, 2025

Hi George,

I just wanted to follow up to check if the resolution we provided helped resolve your issue.

Please let us know if everything is now working as expected or if you're still experiencing any problems.

We'll be glad to assist further if needed.