Thanks for reaching out to us here. QuickBooks is designed to help you bring your finances into perspective using the powerful features offered in the program. I'll be happy to share more info so you're on the right track.
When it comes to the annual fee for your credit card, I recommend reaching out to your financial institution for accurate info pertaining to your banking. Otherwise, you can learn more about categorizing transactions in QB using the steps provided in the following article: Categorize and match online bank transactions in QuickBooks Online.
You're welcome to let me know if this info helps by leaving a comment below. I'll be a message away.
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