Does anyone know what to do if i don;t have the 'Bank' option in my chart of accounts?

Hi there, @payments3.

Thank you for dropping by the Community. If you're referring to the bank Account Type in the Chart of Accounts, you may use the following for the Singapore version:

• Cash at bank and in hand
• Cash and cash equivalents

 Here’s how it looks like:

Feel free to check this article about creating a new account in Chart of Accounts: Create a new account in your chart of accounts in QuickBooks Online.

 Keep in touch if there's anything else I can do for you. I'd be happy to help you out anytime. Take care.