You'll have the ability to temporarily turn off credit card processing. You can uncheck this option under Online payments on the invoice page when sending them to your customers.
Furthermore, you can remove the credit card option permanently by deleting it in the Account and Settings page. Please note that this process is applicable once your payments account is connected to QuickBooks.
Go to the Gear icon.
Under Your Company, select Account and Settings.
Go to the Payments menu.
In the Payment Methods section, remove the credit card.
Moreover, you can also delete the credit card payment through the Payment Methods page. In the credit card section, select the Make inactive option under the Actions column.
Let's try a few basic troubleshooting steps to help resolve this issue with changing the credit card payment option. Using a private browser or incognito window will help fix this problem by allowing QuickBooks to load as a fresh new page. Here's how:
Ask your customers to utilize MP if they wish to pay your invoice by credit card. They may stretch cash flow by creating up to a 45-day float by paying bills via a credit card, even if the vendor doesn’t accept credit cards. Vendors get paid with a physical check or with electronic bank transfers.
I found the solution to turn off payments through the Quickbooks merchant service.
1. Click the Gear on the top right of the page.
2. Account And Settings
3. Payments Tab
From this point onwards I'm going by memory because my settings page no longer shows the "Payment Methods" or other similar options that others are referencing.
4. There is a link at the top of the page in the Payments tab that brings you to the Quickbooks Merchant website, click this.
5. When on the merchant website there is a dropdown for your account. Hover over this then go to account settings.
6. At the bottom of your account settings cancel the account with the merchant.
This method removed the ability to make payments through Quickbooks for my business. When creating a payment for an invoice I'm no longer asked if I'd like to "Process credit card" because there is no longer a merchant to process the credit card.
Hopefully this information helps anyone who needs it.
This is from another thread that finally took care of it for me.
Go to the Gear icon and select Account and Settings.
Proceed to the Sales tab, click the Pencil icon from the Invoice Payments section.
Under the Payment options, uncheck the Accept Credit Cards. If you want to accept ACH payments, keep the Accept ACH marked check. If not, you can also remove the check from the box.
Click Save and select Done.
Hopefully it works
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