How do I record withdrawels and transactions that are personal not buisness?

Welcome to the Community, Thorpe. I'm here to walk you through how to record withdrawals and transactions with personal funds accordingly in QuickBooks Online (QBO).

An owner's draw account is an equity account used by QuickBooks Online to track withdrawals of the company's assets to pay an owner.

We'll need to create an Equity account to set up the payment and then write a cheque from the owner's draw account.

1. Go to the Settings menu and select Chart of Accounts.
2. Click New in the upper right corner.
3. Select Equity as the Account Type and follow your accountant's advice for the Detail Type. 
4. Create a name for the account and its beginning balance as of a specific date.
5. Click Save and Close. 

Upon completion, you can pay the owner by creating a regular cheque in QuickBooks without using the payroll feature. Here's how to set up the payment using a Cheque:

1. Click the + New button from the left panel, then select Cheque.
2. Choose the bank account from which the funds will be withdrawn.
3. Fill in the necessary cheque information.
4. In the Account field, select the equity account you set up.
5. Then, hit Save and close. 

Refer to this article for more details on managing an owner's draw in QBO: Set up and pay an owner's draw. Please know that this article is for the US version, but it is also applicable to the UK version.

For tips in recording and tracking your payables in QuickBooks Online, I recommend reading this article: Learn the difference between bills, cheques, and expenses.

For additional information on how different businesses handle Equity accounts, check out this article: Understanding the Equity Accounts on Your Financial Statements.

Keep me posted in the comments if you need further assistance recording your withdrawals and transactions in QuickBooks. I'll be happy to assist you further, Thorpe. Have a great day!