Setting up credit card accounts improves the accuracy of your reports, and allows you to easily keep track of the liability to pay it off later. In QuickBooks Online, you can select any bank or credit card account to pay your bills or expenses. If you don't currently see a credit card account in the Payment account drop-down, you can create one in just a few simple steps.
In a web browser or the desktop app:
Click on the + New button in the top left of your page.
Select Expense, Cheque, or Pay bills from the Suppliers column.
Click on the drop-down arrow for the Payment account field.
Select + Add new at the very top of this list.
In the window that appears, select Credit Card under account type.