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August 16, 2025
Question

How much does it cost me to receive credit card payments from my customers?

  • August 16, 2025
  • 1 reply
  • 6 views

Customer wants to pay my bill with his credit card and I would like to know how much it will cost me to accept it through qbo?

1 reply

QuickBooks Team
August 16, 2025

The fees applied to credit card transactions vary based on payment method, @jtbozzi.

When using QuickBooks to process payments, transaction fees apply based on the payment method. For credit cards and digital wallets, the fee is 2.99% per transaction. ACH bank payments incur a fee of 1%, while payments made through card readers are charged at 2.5%. Keyed-in card transactions have the highest fee at 3.5%.
 

For more detailed information on payment rates, please feel free to read this article:  Credit Card Processing Fees & Rates.

 

Feel free to add a reply below if you have further questions.