What percent is the credit card transaction fee for payments made?

I'm here to give you insights on the percentage fees applied to credit card transactions for different payment types, Stephen. This includes how the fees vary based on the payment method.

When using QuickBooks to process credit card payments, a fee applies to each transaction. The fee amount depends on the payment method: for cards and digital wallets, the fee is 2.99%; for ACH bank payments, the fee is 1% per transaction; for card readers, the fee is 2.5%; and for keyed-in cards, the fee is 3.5%. You can also check the screenshot below for your reference:

For more detailed information on payment rates, please feel free to read this article: Credit Card Processing Fees & Rates Explained.

You can refer to this article to learn about the qualifications and requirements needed to apply for a rate review for your company to obtain a discounted rate on transaction processing: Request A Rate Review of QuickBooks Payments Discount Fees.

Additionally, for future guidance on managing transactions that are processed but later disputed, resulting in the money being returned to the payer, check this article: Handle Chargebacks and Retrieval Requests for QuickBooks Payments.

Feel free to reach out if you have any additional questions about the percentage charged or any other QuickBooks-related inquiries, Stephen. I'm here to help in any way I can.

@stephentraina 

If you are B2B, you can use a 3rd party processor to integrate with QB and accept credit card payments for free.