Hi there, @tyeishawilson16-. I've got some info why your checking account is on hold.
To clarify, is the account used for your payroll service? If your account is on hold for non-sufficient funds, it means your account doesn't have enough funds to process your payroll transaction. I'd recommend contacting our Payroll Care Team to resolve this.
Here's how:
Click the (?) Help icon in the upper right-hand corner of the Dashboard.
Select Talk to a Human.
Enter a short description of your concern and press Enter.
Click I still need a human.
Select Contact Us to connect with our live support.
Choose Get a callback.
Also, here are some great articles you can read for additional reference: