In QuickBooks Online, pending transactions typically do not affect your available balance until they are cleared.
This means that the available balance you see in QuickBooks Online should not include pending transactions. However, it's important to keep in mind that this can vary based on your specific bank's policies. If you're seeing duplicate pending transactions in QuickBooks Online, it's advisable to review these entries to ensure the accuracy of your financial records.
Moreover, I'll be sharing this link to help ensure each transaction is correctly allocated to the appropriate account within QuickBooks Online: Categorize online bank transactions in QBO. By following the guidelines outlined in the article, you can maintain accurate and organized financial records.
If you have any further questions, please don't hesitate to reach out. I want to ensure that your account balance accurately reflects your financial activity.