Does a debit card have to be a business card to get instant deposit

No, a debit card does not need to be a business card to qualify for instant deposit, @Jsjconcreteconstruction. Let me give you a quick overview for this.

Instant deposit is an additional service offered through QuickBooks Payments, and it comes with eligibility criteria.

To determine if your debit card or bank account is eligible, please refer to this list. Additionally, if you want to add a debit card, it must be either a Visa or Mastercard. Ensure that it's connected to your checking account at your bank or credit union.

I'll share this article to help you add your debit card in QuickBooks Online for instant deposits: Get instant deposits in QuickBooks Online.

Furthermore, kindly check this article for FAQs related to QuickBooks Payments deposits: Common questions about QuickBooks Payments deposits in QuickBooks Online.

On the other hand, if you need professional guidance from bookkeeping specialist, you can consider reaching out to our QuickBooks Live Expert Assisted team.

If you have any additional questions about instant deposit in QuickBooks, please let us know in the comment. The Community is here to assist you.