How do I set up bank accounts for automatic downloads when I have already set up credit cards for this? I do not see the the set up option in bank transactions?

Hello, shellight. Welcome to the QuickBooks Community! I'm here to assist you in ensuring that your data will automatically downloaded in QuickBooks Online (QBO). 

After setting up your credit card in the chart of accounts, the next step is to connect or link your actual credit card account. This way, the transactions will automatically downloaded and categorized. 

1. Go to the Transactions menu, then select Bank Transactions.
2. Click Link Account. Enter the URL or name of your credit card in the Search field, then select it.
3. Enter your Sign info in the Login and Password fields, then select Continue.
4. Select the account you want to connect to and the date to pull transactions from the dropdown ▼. Then, select Next.
5. Select your account type on the Account type dropdown, then select Next.
6. Choose the account type that matches your chart of accounts in QuickBooks. If you don’t see the correct account type, select +Add new.
7. In the Account Type dropdown, select Credit Card. Give the account a name and click Save and Close.
8. Map the credit card account in the Existing Accounts dropdown, then tap Next.
9. Click Connect and then Done.

In addition, you can check this article on how to connect personal bank accounts to keep your business information up-to-date: Connect bank and credit card accounts to QuickBooks Online.

Once your credit card account is connected to QBO, you can visit these resources that will help you speed up the review process of your online bank transactions:

• Categorize online bank transactions in QuickBooks Online
• Set up bank rules to categorize online banking transactions in QuickBooks Online

Keep your posts coming if you have other questions about managing your credit card in QuickBooks. I'm always here to help. Have a great day!