Thank you for dropping by the Community space, @elegantlandscape. We appreciate you sending us your inquiry. Please know that we are aware of how this may disrupt your business activities in your QuickBooks Online account. I'd be glad to offer some assistance with your delayed deposit question. Helping out with deposits is my specialty.
For new users, we will process and deposit your initial set of payments within five business days. The deposit speeds will vary depending on the specific service you are using and the type of payment involved. To check the current deposit speed, here's how:
Go to Settings ⚙ and click Account and Settings.
Select the Payments tab.
Review the Deposit Speed section.
You can also sign in to the Merchant Service Center to check the status of your payments. If you see a Withheld status, it says that the payment is on hold and is currently under review.
Moreover, you can consider contacting our Merchant Support Team. for guidance. They can investigate why the deposit is on hold and explain how to release your funds. Additionally, they can provide further information about the email concerning the account closure and its rationale.