There's a HUGE difference between my bank balance and my Quick Books balance that happened during February & i can't figure it out. Also i reconciled perfectly.

Good day, @ATestaPBC. Thanks for joining the thread. 

I'd be glad to share the possible reason why your bank balance and QuickBooks balance are showing different amounts. 

After you connect your account, the bank balance showing on the Banking page is the actual funds in your bank. On the other hand, the balance that shows in QuickBooks relies on the opening balance that you've set when creating the account and the transactions you've entered in the system. 

It's possible that the opening balance didn't match your actual bank when your account was created. That's why your QuickBooks balance and real-time bank balance didn't match.

To check, let's review your opening balance. Here's how:

1. Go to Settings ⚙ and select Chart of accounts.
2. Find the account on the list.
3. Click View register.
4. Search for the opening balance entry. It should have "Opening Balance Equity" in the Account column.
5. Take note of the date and balance.

Now you know the date and amount of the opening balance in QuickBooks. Check it against your bank records:

1. Sign in to your bank's website, or find your bank statement.
2. Check the account's balance for the same day as the opening balance in QuickBooks.
3. Compare the two balances.

If the opening balance in QuickBooks doesn't match your bank records, you'll need to correct it:

1. In QuickBooks, select the opening balance entry to expand the view.
2. In the Deposit column, edit the balance so it matches your bank records.
3. Select Save.

If the balances match, you entered the opening balance correctly. Move on to Step Three of this article and follow the steps to fix the problem: Fix issues the first time you reconcile an account in QuickBooks Online.

Once you know your opening balance is correct, you can start reconciling. 

Please let me know if you have additional concerns about matching your real-life accounts to your QuickBooks accounts. I'm always here to provide further assistance.