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December 28, 2022
Solved

Why does my QuickBooks Online bank connection keep breaking with error 324, and how do I stop it for good?

  • December 28, 2022
  • 13 replies
  • 109 views
No text available
Best answer by katelynner

Error 324 means QuickBooks can't find your bank account anymore, even though your bank connection itself is still active. When reconnecting fixes it for a day and then it breaks again, the cause is almost always in how the reconnection is done rather than a one-time glitch.

 

The most common cause of a repeating error 324

Every time you reconnect or reauthorize a bank connection, your bank asks which accounts to share with QuickBooks. If you select only some accounts instead of all of them, the ones left out lose their authorization and get error 324, even if they were working fine before.

 

To stop the cycle:

  • Always select All Accounts or Consent All when your bank asks which accounts to share, even if you only use a few of them in QuickBooks. This doesn't add every account to your books, it just keeps the connection itself intact for all of them.
  • Have one person handle all bank connection setup and maintenance for your QuickBooks company, so the account selection doesn't get changed inconsistently between reconnections.

 

If your bank changed your account details

Another common cause is your bank issuing a new account number or replacement card. QuickBooks can no longer match the account on file, which triggers error 324.

  1. Go to All apps, then Accounting, then Bank transactions.
  2. Find the account showing Error 324 and select Fix now.
  3. Sign in with your current bank credentials.
  4. When your bank asks which accounts to share, select All Accounts or Consent All.
  5. Map the updated account to your existing QuickBooks account, then complete the connection.

You don't need to disconnect the account first. QuickBooks remaps your updated account details and keeps your transaction history and categorization rules intact.

 

A few other things that can cause error 324

  • Your account was closed or suspended by the bank, so it stopped sharing that account's data. In this case the account needs to be disconnected rather than reconnected.
  • You reconnected using different bank credentials than the ones originally used (like a spouse's login), so QuickBooks can't match the accounts.
  • You use more than one QuickBooks company with the same bank login, and reconnecting one company's accounts overwrote the account selection for the other.

If none of these match what you're seeing, it's worth contacting QuickBooks support directly. Have the name of your bank and account type, whether you use multiple QuickBooks companies with the same bank login, any recent changes at your bank, and whether more than one person manages your bank connections ready to share.

 

Got more questions about your bank connections in QuickBooks? Just ask, we're happy to help.

 

13 replies

Moderator
December 28, 2022

Welcome to the Community, Tyler. I appreciate you for reaching out to us.


I recognize how challenging it is when your bank accounts do not stay connected in QuickBooks Online, making it difficult to keep track of your bank transactions. Rest assured that our top priority is to resolve the issue.

 

May I know the name of the bank you use and whether any errors appear on your banking page? It's possible that your bank is undergoing system maintenance. You may visit your online banking website to see if there is a notification that requires your attention.

 

I also suggest performing a manual update in your QuickBooks Online. Here's how:

 

  1. Go to the Banking page, then select Bank transactions.
  2. Click Update.

 

You may visit this article for more details getting the latest transactions from your bank and credit card accounts: Download the most recent bank and credit card transactions in QuickBooks Online.

 

I've also included this article to help you understand how to categorize transactions to ensure your financial records are accurate. Please visit this article: Categorize and match online bank transactions in QuickBooks Online.

 

Please drop by again by clicking the Reply button below if you have further concerns about your bank connectivity in QuickBooks Online. We're always willing to assist you. Have a great day! 

 

December 29, 2022

Hi,

 

The bank I use is TD bank. I have tried to manually update the banking transactions, but it still says that the accounts need to be re-linked. The error code I am getting is 324, it says that the account cannot be found at my bank. When I re-enter my banking info, it will connect to the account, but it will lose the connection again the next day.

Moderator
December 29, 2022

Thank you for getting back to us and providing additional information, @tyler-lafreniere.

 

I want to make sure you can connect your TD bank account to QuickBooks Online (QBO).

 

There are some possible reasons why the error 324 message shows up when connecting the bank account to QBO. Here's a list of them:

 

  • Your bank or credit card company changed the account or moved it to a new server.
  • You changed the account name or other info on your bank or credit card company's website.
  • Your bank or credit card company issued a new account or credit card.
  • You closed your bank or credit card account.

 

To fix the error, you'll have to update and check your connections in QuickBooks. Here's how:

 

  1. Sign in to your QBO account.
  2. Click the Bookkeeping menu, then Transactions.
  3. Go to the Bank transactions tab.
  4. Click Update.
  5. If you still see the error, look for a banner on the Banking page. Select the Check connections link and follow the steps to fix the issue.

 

I'm adding this article for more guidance: Fix banking error 324 in QuickBooks Online and QuickBooks Self-Employed.

 

Once you're able to connect your TD bank account, QuickBooks will automatically download your bank transactions. Then, you can now categorize them to put them into the correct account.

 

Come back to this post and let me know how it goes, @@tyler-lafreniere. I'll be around to provide further assistance.

JessT
Moderator
December 30, 2022

Thank you for always updating us, tyler-lafreniere.

 

I can see that my colleagues have already provided the steps and articles that we can share to resolve your online banking connection. At this point, I would recommend contacting our QBO Support. This way, they can use more tools to gather more data and investigate this further.

 

  1. Click on Help and click the Search tab.
  2. Click Contact Us at the bottom.
  3. Enter a sentence to describe the issue and click Continue.
  4. Choose Start a chat or Get a callback.

 

Feel free to comment below if you have more concerns about online banking. Have a good one.

September 18, 2024

I found the fix FINALLY! You have to contact your bank and make sure you have the option to allow a connection to a 3rd party financial planning tool turned on. I have HUNTINGTON BANK. Called customer service and they had me sign on using the web version. There was a setting in my profile to allow my account to connect. It doesn’t unlink anymore.

 

It’s weird though because I’ve had my account connected to other stuff for like ever.

Level 5
September 18, 2024

Hello MrBojanglez,

 

I am so happy you were able to get that matter resolved! If you have any other questions, you know where to find us! See you soon! 

katelynner
Community Manager
August 18, 2026

Error 324 means QuickBooks can't find your bank account anymore, even though your bank connection itself is still active. When reconnecting fixes it for a day and then it breaks again, the cause is almost always in how the reconnection is done rather than a one-time glitch.

 

The most common cause of a repeating error 324

Every time you reconnect or reauthorize a bank connection, your bank asks which accounts to share with QuickBooks. If you select only some accounts instead of all of them, the ones left out lose their authorization and get error 324, even if they were working fine before.

 

To stop the cycle:

  • Always select All Accounts or Consent All when your bank asks which accounts to share, even if you only use a few of them in QuickBooks. This doesn't add every account to your books, it just keeps the connection itself intact for all of them.
  • Have one person handle all bank connection setup and maintenance for your QuickBooks company, so the account selection doesn't get changed inconsistently between reconnections.

 

If your bank changed your account details

Another common cause is your bank issuing a new account number or replacement card. QuickBooks can no longer match the account on file, which triggers error 324.

  1. Go to All apps, then Accounting, then Bank transactions.
  2. Find the account showing Error 324 and select Fix now.
  3. Sign in with your current bank credentials.
  4. When your bank asks which accounts to share, select All Accounts or Consent All.
  5. Map the updated account to your existing QuickBooks account, then complete the connection.

You don't need to disconnect the account first. QuickBooks remaps your updated account details and keeps your transaction history and categorization rules intact.

 

A few other things that can cause error 324

  • Your account was closed or suspended by the bank, so it stopped sharing that account's data. In this case the account needs to be disconnected rather than reconnected.
  • You reconnected using different bank credentials than the ones originally used (like a spouse's login), so QuickBooks can't match the accounts.
  • You use more than one QuickBooks company with the same bank login, and reconnecting one company's accounts overwrote the account selection for the other.

If none of these match what you're seeing, it's worth contacting QuickBooks support directly. Have the name of your bank and account type, whether you use multiple QuickBooks companies with the same bank login, any recent changes at your bank, and whether more than one person manages your bank connections ready to share.

 

Got more questions about your bank connections in QuickBooks? Just ask, we're happy to help.