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It's a fair thing to get stuck on: double-checking your login at the bank's own site should settle it, but error 103 can still show up for reasons that have nothing to do with whether your credentials are actually correct.
Re-enter your credentials manually, not via auto-fill
If your browser auto-fills the username and password, it can submit an old, cached version behind the scenes even when the fields look correct on screen.
- Go to Accounting, then Bank transactions.
- Select the account showing the error, then select Edit, then Edit sign-in info.
- Clear the username and password fields completely before typing anything.
- Manually type in your user ID and password. If your bank offers a Show option, use it to confirm you entered the password correctly.
- Select Update.
If someone else originally set up this connection, they can re-establish it directly by selecting Send a request in the error message, which emails them a link to sign back in.
Confirm the bank tile and permissions are right
It's also worth double-checking you're connected to the exact right bank, since some banks have very similar names and it's easy to end up on a similar-looking tile by mistake. Separately, check whether your bank requires explicit permission to connect to a third-party service like QuickBooks. This setting can sometimes get reset on the bank's side, including after a bank system update, which would explain the error recurring even with correct credentials.
If it still won't clear
Try signing in to QuickBooks using an incognito or private browser window to rule out a browser caching issue. If the account reconnects but stops pulling new transactions, you can bring the missing ones in manually in the meantime while the connection issue is sorted out.
Resources:
Fix bank error 103 in QuickBooks Online and QuickBooks Self-Employed
Manually upload transactions into QuickBooks Online
Something else not adding up? Let us know below.
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