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Bank error 105 means QuickBooks couldn't connect to your bank's website, usually because the bank is running maintenance or experiencing a temporary outage. This type of error often resolves on its own within a few hours, but there are steps you can take right now.
Step 1: Check your bank's website
Sign in directly to your bank's website and look for:
- Maintenance notices or planned outage windows.
- Security alerts or new authorization prompts.
- Whether your account history and transaction pages load normally.
If you can't sign in to the bank's website at all, the issue is on the bank's end and QuickBooks will resume syncing automatically once the bank's site is back up.
Step 2: Update the bank connection in QuickBooks
If the bank's website looks normal:
- Go to All apps, then Accounting, then Bank transactions.
- Select your bank account.
- Select Update.
If the error is still showing after the update, wait 2 to 3 hours and try again. Banks sometimes need time to finish maintenance before the connection fully restores.
Step 3: Keep your records current while you wait
If you need transactions in QuickBooks now, you can upload them manually:
- Sign in to your bank's website and download your transactions as a CSV file for the relevant date range.
- In QuickBooks, go to All apps > Accounting > Bank transactions, select the account, and choose Upload from file.
- Import and categorize the transactions in the For Review tab as normal.
If the error persists for more than 24 hours after the bank's site appears fully operational, contact QuickBooks support. They can look at the specific connection and determine if something else is causing the block.
If you know which bank is showing the error, share it here. That can help others with the same bank find this answer faster.
Check Out:
Fix bank error 102 and 105 in QuickBooks Online
Manually upload transactions into QuickBooks Online
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