Let me assist you with your concern about getting a loan.
Are you referring to the QuickBooks Term Loan? If so, this offer is only available in the US version of QuickBooks.
Since you're using the International version, I suggest looking for another financial institution that can offer you a loan. Then, record it in your QuickBooks Online (QBO) account. To do so, you can check out this article for more guidance: Set up a loan in QuickBooks Online.