Does QBO have an automated option to set up mortgage and loan repayments with splits of principal and interest

Hello, KDMngt. QuickBooks Online can record split principal/interest loan payments, but it does not have a built‑in amortization calculator or fully automated “smart” loan‑schedule engine like you’re describing.

You can set up a loan as a liability account and record payments split between principal and interest. However, please note that QuickBooks Online can’t generate an amortization schedule or auto‑adjust the split each month. You may handle the schedule in Excel or a separate app and then enter the numbers into QuickBooks Online.

I’ll keep this thread open for any future updates or communications you may need to share.