I was suppose to get My payments today by 4

Welcome to the Community, @imjustthebigdog-.

I'll share info on when payments will be deposited in your account.

The deposit speed depends on the kind of payment method you're utilizing. If through credit card, PayPal, Venmo, and ACH, we'd deposit the next day.

However, processing customer payments before 3 PM PT will be deposited in your bank the next business day. If after 3 PM PT, we'll deposit them within two business days. 

Moreover, if you're new to ACH payments, it will take five days for the first 1 to 4 weeks while we set everything up. We'll send an email once everything is good, informing you that the payment deposit will be at the normal speed.

Also, you can check your deposit speed from QuickBooks Online (QBO). Here's how:

1. Select Account and Settings from the Gear icon.
2. Pick the Payments tab. Then, review the Deposit Speed.

Check out this article for additional info: Find out when QuickBooks Payments deposits customer payments.

To learn how QuickBooks Payments works in QBO. Read this article: Common questions about payments deposits in QuickBooks Online.

If you have additional questions about payments. I'll be willing to help. Looking forward to hearing from you soon. Have a good day.