State unemployment tax avoiding automatic withholding

I too am concerned about them taking Ca Unemployment taxes out and since it is not due until the end of the quarter, ie: Jan - Mar when most of the tax is accrued and holding it until April 30!?!  Earning interest on it.  Talk about usury.  Wow this cannot be legal.  Imagine a company with 50 employees with a rate of 6.2% (normal for CA) @ $7000 per employee = $21,700 in unemployment tax they will hold for 3 months, earning interest.  I can do as mrsdog suggests and set the amount to 0% but I would have to file the state forms with EDD manually.  So why then would I pay Intuit so much money when I have to do half the work myself?  I also have clients that will most definitely have cash flow issues because of this.  They say it will make it easier yet all the comments I read are people saying they do not want this.