I can share some information and guide you on how to personalise your credit note template in QuickBooks Online.
Any changes made to the Standard invoice template will be applied to the credit note template. To customize a credit note, you just need to edit the standard invoice template.
Like this:
Log in to your QuickBooks Online account.
Go to the Gear icon at the top.
Select Custom forms styles.
Click on edit for the Standard template.
Hit the Content tab, then make the necessary adjustments.