Thank you for posting your concern here, @userroyalplumbingpe. I know how important it is upload your bank data file to QuickBooks. I've got ways to help yo uresolve this issue.
When manually uploading transactions in QuickBooks Online, make sure to review the file format and size. To do this, open and examine the file from your bank.
You can use the 3 column format or 4 column format. Keep in mind that the maximum file size is 350 KB. If the file is too big, shorten the date range and download transactions in smaller batches.
Here are some screenshots for reference:
Once everything is accurate, you can start uploading the transactions. Let me show you how:
Go to the Banking menu and select Upload transactions.
Press Browse and then click the QFX file you downloaded from your bank and tap Next.
In the QuickBooks account ▼ dropdown, choose the account you want to upload the transactions into and then click Next.
Follow the onscreen steps and choose Next.
Select the transactions you would like to import and click Next.