Bills paid in cash or by personal debit card

Hello there, @SD Gardening. I know how you can record a bill payment made using your personal debit card. 

When you paid an expense using personal funds, you'll have to first record it in your QuickBooks Online account. Make sure to also select the Owner's equity category. 

 Here's how you can do it:  

1. Click on + New.
2. Choose Journal Entry.
3. Pick the expense account for the payment on the first line.
4. Fill in the payment amount in the Debits column.
5. Pick Partner's equity or Owner's equity on the first line.
6. Fill in the same amount in the Credits column.
7. Click on Save and close. 

After that, you'll want to reimburse the money either as a cheque or expense. 

To reimburse as an expense: 

1. Click on + New.
2. Choose Expense.
3. Pick a bank account to use to reimburse the personal money.
4. Go to the Category column, and choose Partner's equity or Owner's equity.
5. Fill in the amount of the reimbursement.
6. Once done, hit Save and close. 

To reimburse as a cheque: 

1. Click on + New.
2. Choose Cheque. Or follow the steps to switch to Accountant view first if you're in Business view. 
3. Then go back to these steps.
4. Pick a bank account to use to reimburse the personal funds.
5. Go to the Category column, and choose Partner's equity or Owner's equity.
6. Fill in the amount to reimburse.
7. Click on Save and close or Save and new. 

See this article to learn more about handling expenses in QBO: Enter and manage expenses in QuickBooks Online.

Fill me in for more questions about this matter. It's my pleasure to be of help always. Have a great day ahead and take care!