Where do I categorise insurance electricity water ie utilities

To track your utility expenses, you can add a category through the Chart of accounts section:
 

1. Go to the Gear icon, then select Chart of accounts.
2. Click the New account button.
3. Enter an Account name.
4. Select an Account type, and then choose the Detail type from the dropdowns.
5. Hit Save.
    

For an accurate categorisation of the entries, consult your accountant.
 

Please don't hesitate to reply if you have other questions.