To make sure I give you the right information, could you clarify what you mean by the wallet option under settings? If it's okay with you, sending a screenshot of your screen would also help me get a clearer picture.
If you are referring to the Intuit Payment Wallet in your settings, this is simply where the payment methods for your Intuit subscriptions are kept. From there, you can securely save multiple cards or bank accounts, switch between them, and use your main payment method for different companies if you manage more than one.
Keep in mind that when you add a new payment method, it automatically becomes the default for your current subscription. You can update or remove your details at any time, but you won't be able to delete a payment method if it's currently being used to pay for an active subscription.
Let me know if you have any questions about this.
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