Should I enter CC expenses as individual expenses? or as a journal entry for the credit card? I was taught to do a journal entry - but am seeing it done now as expenses

@BigRedConsulting 

No, but there's a 'Credit Card Credit' transaction type, which makes not having a 'credit card charge' confusing IMO.  To enter cc charges in QBO, you need to use an 'Expense' transaction and select the cc as the payment account.  The term 'Expense' transaction can be confusing because buying inventory or making a loan payment (principal portion) isn't an expense from an accounting perspective.

However, the plus side to the 'Expense' transaction in QBO is that you can choose to pay from a bank account, cc account, or any other current asset account, giving you more flexibility to offset transactions with a note receivable or any other current asset (OCA) account.  Desktop doesn't have that - you need to create a bank clearing account to pay bills from an OCA account and then move those funds from the OCA to the bank clearing account because Desktop only allows bills to be paid with a bank account or cc.  Advantages and disadvantages to both I suppose.