Credit card payment gets declined but Apple Pay works

Hi there, @Nowies. That usually happens because the bank implements stricter fraud checks when customers manually enter their card numbers.

Even minor discrepancies can lead to a transaction being declined. Make sure the billing address or ZIP code matches the bank's records. Small differences, such as writing 'Street' instead of 'St,' missing apartment numbers, or using an outdated ZIP code, can trigger a decline.

Also, make sure the customer enters the card number and other details without extra spaces or special characters.

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