What are the factors that make payments through quickbooks eligible for instant deposit vs ineligible?

Instant Deposit eligibility depends on account status, transaction reviews, and flagged payments, Peakpropertiesnh.

Eligible transactions are marked for instant deposit, but not all payments qualify, as QuickBooks checks each one. You can use Instant Deposit up to 3 times daily, with a maximum limit of $5,000. If your deposit exceeds this amount, it won't be accepted for instant deposits.

Ineligible in instant deposit occurs for various reasons, like chargebacks, overdue balances, or suspicious activity that may affect eligibility. For more details, about getting a deposit into your bank account in minutes, see this article: Get instant deposits.

Also, I recommend reviewing these articles to understand why your payments are on hold and when to receive customers' payments in QBO:

• Why are my funds on hold?
• Find out when QuickBooks Payments deposits customer payments.

We'll keep this thread open if you have other questions regarding customer payments or relevant QBO issues.