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Are there any limitations or caps (frequency / $-amounts) on ACH bill payments?

Forum|Forum|3 years ago
November 4, 2022
2 replies
62 views

Can any amounts and frequencies be paid (via Melio) from QB using a checking account, or are there any limitations such as a maximum bill amount or a maximum number of bills per month?

For instance, could I make a $1M bill payment through QB if I needed to? Could I make 1,000 such payments every month?

QuickBooks Online

Best answer by DHeraV

Hi there, @phaedrus,

Let me provide you with some information about ACH payments. According to the National Automated Clearing House Association (NACHA), you can process ACH transfer up to $1,000,000 per day. This is much higher from the previous $100,000 limit.

For Melio payments limits, I suggest contacting their support team for confirmation. You can go to this link and refer to the Contact located below the App information.

Feel free to add a reply if you need further assistance with your QuickBooks account. Keep safe.

DHeraV

Answer

Moderator

Hi there, @phaedrus,

Let me provide you with some information about ACH payments. According to the National Automated Clearing House Association (NACHA), you can process ACH transfer up to $1,000,000 per day. This is much higher from the previous $100,000 limit.

For Melio payments limits, I suggest contacting their support team for confirmation. You can go to this link and refer to the Contact located below the App information.

Feel free to add a reply if you need further assistance with your QuickBooks account. Keep safe.

A

Alva2582

Can you increase ACH $ cap within QuickBooks without using Melia

J

JeveeAdvin_la

QuickBooks Team

Hi there, Alva.

Yes, you can increase the ACH payment limit in QuickBooks by using QuickBooks Bill Pay. Over time, as your business builds a payment history, your ACH limits can grow, allowing you to handle larger transactions without relying on other tools like Melio.

Please note that ACH limits in QuickBooks Bill Pay vary between customers. Companies with a strong payment history in Merchant Services or QuickBooks Payments usually qualify for higher limits. New QuickBooks Online users often start with lower limits, which can increase after the first and third months, depending on payment activity.

You can also check out these articles to learn about QuickBooks Bill Pay and find answers to common questions about payment processing limits in QuickBooks Bill Pay:

Before we finish, I suggest you explore QuickBooks Live Expert Assisted to streamline your accounting, maintain precise financial records, and access professional support. This could free up valuable time, allowing you to concentrate on expanding your business.

Let us know if you have additional concerns, and we'll provide continuous assistance.

Fiat Lux - ASIA

Level 14

@phaedrus

You can sign up for a free Melio account to integrate with QBO and I didn't find any restrictions on paying any bills, except they take up to 5 business days for international payments over $100K.

https://melio.grsm.io/pricing

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