Thank you for reaching out to us here on the Community page, @cmjandplhurd-gma.
I can help you to provide some insights on how to set up transactions without doing online banking in QuickBooks Online (QBO).
There are numerous ways to enter and track transactions in QuickBooks. To record the complete business cycle, you can create a sales form similar to an invoice or sales receipt. We recommend this method in most cases since it gives you the most flexibility and features. You can also manually enter transactions while working in your account.